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How Product Receipts Are Changing Business Financing

How Product Receipts Are Changing Business Financing

How Product Receipts Are Changing Business Financing

How Product Receipts Are Changing Business Financing

1 Dec 2024

2 Minutes read

Introduction

Introduction

Introduction

In Nigeria’s supply chain, access to credit remains one of the biggest growth barriers. Distributors struggle to restock, merchants delay expansion — all because loans are too hard to secure or too slow to process.

But what if securing credit was directly tied to the products you’re buying, not just your balance sheet?

In Nigeria’s supply chain, access to credit remains one of the biggest growth barriers. Distributors struggle to restock, merchants delay expansion — all because loans are too hard to secure or too slow to process.

But what if securing credit was directly tied to the products you’re buying, not just your balance sheet?

What are Product Receipts?

What are Product Receipts?

What are Product Receipts?

Product Receipts are digital representations of physical products. They allow businesses to track, transfer, and prove ownership of goods — without manual paperwork.

But beyond simplifying logistics, they unlock something even more powerful: access to credit.

Product Receipts are digital representations of physical products. They allow businesses to track, transfer, and prove ownership of goods — without manual paperwork.

But beyond simplifying logistics, they unlock something even more powerful: access to credit.

Turning Products Into Soft Collateral

Turning Products Into Soft Collateral

Turning Products Into Soft Collateral

For banks and micro-finance institutions, lending is always about risk. Without proper collateral, it’s hard to justify handing over funds. But when a loan is directly tied to specific products — through Product Receipts — that risk becomes much easier to manage.

Product Receipts act as proof that the loan has a clear, tangible purpose: real goods, real value, and a direct repayment plan once the goods are sold or distributed.

For banks and micro-finance institutions, lending is always about risk. Without proper collateral, it’s hard to justify handing over funds. But when a loan is directly tied to specific products — through Product Receipts — that risk becomes much easier to manage.

Product Receipts act as proof that the loan has a clear, tangible purpose: real goods, real value, and a direct repayment plan once the goods are sold or distributed.

A Simpler Credit Path for Distributors and Banks

A Simpler Credit Path for Distributors and Banks

A Simpler Credit Path for Distributors and Banks

💡 Distributors can restock without upfront cash. A bank pays the merchant, the distributor gets the goods, and repayment happens later — all backed by a Product Receipt.

💡 Banks reduce risk. Each loan is directly linked to a product, not an open-ended promise.

💡 Microfinance banks can confidently support small businesses, using Product Receipts instead of physical collateral.

💡 Merchants move products faster, knowing the bank stands behind each transaction.

💡 Distributors can restock without upfront cash. A bank pays the merchant, the distributor gets the goods, and repayment happens later — all backed by a Product Receipt.

💡 Banks reduce risk. Each loan is directly linked to a product, not an open-ended promise.

💡 Microfinance banks can confidently support small businesses, using Product Receipts instead of physical collateral.

💡 Merchants move products faster, knowing the bank stands behind each transaction.

The Smarter Way to Unlock Growth

The Smarter Way to Unlock Growth

The Smarter Way to Unlock Growth

When products become the collateral, businesses can grow faster and financing partners can lend smarter. Less risk, more transparency, and a supply chain that keeps moving.

If you’re looking to secure financing without the usual collateral struggles, Flux makes it simple. Distributors and merchants can connect directly with banks already on the platform — unlocking credit backed by the products you need.

Join the smarter side of business financing.

When products become the collateral, businesses can grow faster and financing partners can lend smarter. Less risk, more transparency, and a supply chain that keeps moving.

If you’re looking to secure financing without the usual collateral struggles, Flux makes it simple. Distributors and merchants can connect directly with banks already on the platform — unlocking credit backed by the products you need.

Join the smarter side of business financing.

TafiCasa provides high-volume industries a platform to simplify product receipt and supply chain management.

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© 2025 Taficasa. All rights reserved.

TafiCasa provides high-volume industries a platform to simplify product receipt and supply chain management.

Home

About Us

Flux

Blog

Contact Us

Book a Demo

Terms of Service

Privacy Policy

© 2025 Taficasa. All rights reserved.

TafiCasa provides high-volume industries a platform to simplify product receipt and supply chain management.

Home

About Us

Flux

Blog

Contact Us

Book a Demo

Terms of Service

Privacy Policy

© 2025 Taficasa. All rights reserved.

© 2025 Taficasa. All rights reserved.

TafiCasa provides high-volume industries a platform to simplify product receipt and supply chain management.

Home

About Us

Flux

Blog

Contact Us

Book a Demo

Terms of Service

Privacy Policy